NSW Energy Saver Program

0% Interest-Free Loan for Solar & Batteries
Whether you are sweating through a scorching 40°C+ Penrith summer or watching the frost form during a sub-zero Blue Mountains winter, keeping your home comfortable shouldn’t feel like a financial punishment. As electricity grid prices continue to climbs, transitioning to clean, self-generated energy is the smartest move you can make.
Historically, the upfront cost of premium solar panels and battery storage was the roadblock holding local families back.
That barrier is officially gone. Under the newly launched NSW Government’s Home Energy Saver program, eligible households across Penrith, the Lower Mountains, and the upper ridges can completely overhaul their energy systems with 0% interest and absolutely zero fees.
The Quick Numbers
| Feature | Details |
| Maximum Loan Amount | Up to $15,000 (Bundle multiple energy upgrades together) |
| Interest Rate | 0% Guaranteed (No hidden catch, no interest, no ongoing fees) |
| Repayment Term | Up to 10 years (Pay it off early with zero penalties) |
| Household Income Limit | Combined taxable income of $210,000 or under per year |


Smart Energy Tailored for Our Unique Climate
E-Smart Solar is a fully vetted, NETCC-accredited partner under the Home Energy Saver program. We don’t believe in cookie-cutter solutions. We design high-performance, weather-resilient solar and storage systems specifically engineered to handle western Sydney’s extreme heatwaves and the high-altitude winters of Katoomba and Springwood.
Premium Rooftop Solar Systems: Maximised to capture peak daylight hours in Penrith and handle the frequent cloud cover or afternoon mist of the Blue Mountains.
Solar Battery Storage: Lock in your excess daytime power to keep your home running smoothly through peak evening rate periods and safeguard your family during grid outages.
EV Level 2 Smart Chargers: Rapidly and safely power up your electric vehicle using 100% clean energy generated straight from your roof.
Energy Efficient Upgrades: We can also bundle in program-approved heat pumps or reverse-cycle heating and cooling to completely phase out expensive gas connections.
How the 0% Interest Loan Works
Funded by the NSW Government, this $557 million initiative is delivered directly through approved launch finance partners like Brighte. Because E-Smart Solar is an approved, accredited vendor, we manage the heavy lifting, engineering design, and government paperwork for you.
- Zero Out-of-Pocket Stress: Brighte pays E-Smart Solar directly only after the installation is fully completed and you have signed off on the job. You do not hand over a single cent until you are completely satisfied with the work.
Stacked Government Incentives: Existing Federal and State incentives (such as STCs and energy certificates) are automatically deducted from your total quote before the loan is applied. This drops your final payoff balance significantly.
Bite-Sized, Zero-Pressure Terms: Take up to 10 years to pay off your system in highly predictable, interest-free amounts that are often completely offset by your immediate power bill savings. Want to clear the balance early? Do it whenever you want with zero penalties.


Am I Eligible?
If you can tick these boxes, you are ready to secure a more efficient, future-proof home:
Your household’s combined taxable income is $210,000 or under.
You own the property (either as an owner-occupier or a local landlord).
The property is an established dwelling located in NSW (including Penrith, Glenbrook, Springwood, Katoomba, and surrounding suburbs).
You are an Australian citizen or permanent resident.
The property is not social housing or used for short-stay holiday accommodation.
You meet standard credit assessment criteria.
Note for Strata & Apartment Residents: You are fully welcome to apply, provided your owners corporation agrees to the installation footprint on the building.
Our Solar Packages
Not sure where to start? We’ve made it easy with our popular solar system sizes
Standard
6.6 kW
Solar system

Suited for
Small to Medium Family
Jinko Panels - 25 Year Warranty
Sungrow 5kW Inverter - 10 Year Warranty
FROM
$35
per week!*
Medium
13.2 kW
Solar system

Suited for
Large Family
Jinko Panels - 25 Year Warranty
Sungrow 10kW Inverter - 10 Year Warranty
Option to upgrade to Austrian Fronius Inverter
FROM
$55
per week!*
Premium
13.2 kW
Solar & Battery system

Suited for
Large Family
Jinko Panels - 25 Year Warranty
Tesla Powerwall 3 - 10 Year Warranty
Black-Out Protection
FROM
$95
per week!*
Already Have Solar? Let's Upgrade It!
System Upgrades
Replace outdated panels with more efficient models
Upgrade old inverters to modern, high-performance smart inverters
Increase system size to support EVs, pools, air-conditioning, or all-electric homes
Add Battery Storage
Store excess solar, reduce night-time grid usage, and keep your home powered during blackouts. We install leading battery brands and tailor the size to your home.
Solar Maintenance & Repairs
We can inspect, test, and repair:
Faulty inverters
Damaged panels
Storm-related issues
Old wiring or isolators
Systems installed by other companies
If you’re renovating or extending, we can also relocate panels or redesign your system to match your new layout.


